Page 76 - MGMG JAN to JUNE-2018 FINAL

? To simplify and speed up the disbursement of claims within 8 to 12 weeks from the harvest date
and credit the same directly into the farmers Aadhaar linked account.

? To facilitate transparent conduct of crop cutting experiment involving all stakeholders and
publishing the videos and photos of the conducted experiments.

? To prevent people from misusing the scheme by registering for crop insurance enrolment on land
belonging to others OR by registering multiple crop insurance enrolments on their own land OR
for registering for crops which have not been planted.

? To capture digitally the Term Sheets used for payment calculation in RWBCIS on online
database and to use weather data available in electronically form from Karnataka State Natural
Disaster Management Centre (KSNDMC) in pay-out calculation.

Components of Samrakshane IT system

First, the system facilitates online registration of Crop Insurance request by farmers using bank
computers or Citizen Service Centers or Raita Sampark Kendras, farmer’s facilitation centres of
Agriculture Department.
Secondly, a mobile app is developed as part of IT system to be used by 15000 primary workers of four
departments to carry out crop cutting experiments (CCE). The mobile app captures the video, photos,
latitude and longitude of the plot and also has features to validate whether the CCE was carried out
in the prescribed survey number. The yield data of the experiment registers immediately in Samrakshane
database so that the IT system can automatically identify the Gram Panchayat where the yield was below
the ‘threshold yield’. The initiative thus helped to check manipulation of the yield data.
The third and most important component of IT system put in place is the mechanism for quick and fast
settlement of claims of the farmers including handling of events like prevented sowing, midterm
adversity, localized risks and post-harvest losses. The IT system generates list of farmers whose claims
need to be settled along with details like Aadhaar number, Bank Account number, IFSC code, Crop,
Amount to be paid etc. MIS reports are created in the various format required by NPCI/ Banks for EPS/
NEFT so that no further processing is required by Insurance agency for payment.

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